本书对2018年中国数字普惠金融的热点问题进行了评述，旨在为读者们提供数字普惠金融发展至2018年的进展和未来展望。本书的评述内容涵盖数字普惠金融的多个领域，包括股权众筹、P2P网贷、消费金融和互联网保险等。本书通过梳理2018年我国出现的数字普惠金融的热点问题，关注其业界实践、政府监管举措，并借鉴国际经验、结合的学术理论研究，进行了深度分析和综合评述。

This book reviews the hot issues of digital financial inclusion in China in 2018, aiming to provide readers with the progress and future prospects of the development of digital financial inclusion to 2018. The reviews of this book cover many areas of digital financial inclusion, including equity crowdfunding, P2P online lending, consumer finance, and Internet insurance. This book provides in-depth analysis and comprehensive review by sorting out the hot issues of digital financial inclusion that emerged in China in 2018, focusing on its industry practices and government regulatory measures, and drawing on international experience and combined with academic theoretical research.（AI翻译）

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